Products & Services

We take pride in going above and beyond for our members in areas such as Mobile Banking, Financial Services, Home Banking, and Electronic Services.


Opening your account is easy, and the rewards are many. Apply to receive the many perks of becoming a member including the personal service you deserve.


Whatever you need – whether it is a new house, a car, or a personal loan, we can provide you with the finances to make it happen.

Metro North FCU is proud to be a full service credit union offering a variety of competitive products and services to over 7,400 members. Our motto “LARGE ENOUGH TO SERVE YOU, SMALL ENOUGH TO CARE” is clearly demonstrated by our relationships with the members.
Membership at Metro North Federal Credit Union is made available to all staff, students, graduates and family members of the Waterford or Holly Area School Districts. Membership is also available for many local businesses, churches, groups and organizations. Come in and become a member of YOUR credit union, a nonprofit financial institution owned and operated by it’s members.
At a credit union you are not just a member, you are an owner. As a member, you vote for volunteer board members. The profits are distributed to the members via dividends and special rates because there are no shareholders to pay.

The major advantage is the personal service you will receive.

Home Banking
At Metro North FCU you are not just a member, you are an owner.
What is the difference between a credit union and a bank?
Credit unions are a not-for-profit financial cooperative whose earnings are paid back to its members in the form of higher saving rates and lower loan rates. Banks are a for-profit corporation that declares that earnings are paid to stockholders only. Unlike banks, credit unions return surplus income to their members in the form of dividends.
What information do I need to begin my membership?
Before beginning your new member application, we suggest you have the following information available:

  • Social Security Number
  • Drivers Licence Information
  • Address Information
  • Email Address
  • Employment Data

Everyone at Metro North knows me by name when I walk in – which makes it a friendly atmosphere and not detached like the big banks.

Paul S.

What I love about Metro North is everyone who treats me so special – any question I have or any help I need. I feel like we are all friends. Metro North is by far the best place!

Kali B.

The friendly and knowledgable service keep me coming back to Metro North. Everyone smiles and goes the extra mile!

Leon S.

Member Perks

Beyond the great service that Credit Unions provide, and the friendly service, there are many other perks to joining.
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Allied Moving Benefits

Credit Union Members Receive Over a 60% Discount on Interstate Moves!


Credit Union Members Receive up to 15% off on Mobile Services

Direct TV

Credit Union Members Save an Extra $160 on DIRECTV!

Don't Be Shy

Drop us a line anytime, and one of our customer service reps will respond to you as soon as possible!

Contact Us Today!