- Stay in for the night
- Use cash instead of credit
- Turn spending into savings
Trying to save more? Though saving money isn’t always easy, it doesn’t have to be a headache. Sometimes, all saving takes is a few, minor changes. If you’re someone who struggles to hold onto your paycheck each month, you may benefit from these financial tips and tricks.
Home Is Where The Fun Is
Instead of going out a few nights a week, enjoy a relaxing (and thrifty) evening at home. You will be surprised how quickly your savings can grow. To make it fun, cook your favorite meal and break out the board games to get the party started. It sure beats spending money.
Use Cash Over Credit
Credit and debit cards are convenient, but sometimes, cash really comes in handy. One solid financial trick is to start using cash more often. That way, you can set a limited spending amount and track what you pay. If you’re serious about saving, make some cash withdrawals from your local branch, or just one for the whole week.
Invest In Your Savings Account
The hardest part of saving isn’t earning, it’s holding on to what you earn. One way to correct this is by making regular transfers from your checking account into your savings account. Instead of spending all of your money on things you don’t need, spend some on yourself by putting investing in your savings.
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Make A Financial Plan With MNFCU
Metro North Federal Credit Union has the resources you need to invest your future. If you’re struggling to plan out your finances, stop by and meet with one of our financial representatives. We would be happy to help you find success with saving money. To learn more, contact us at 855-443-5995, today.