Metro North Federal Credit Union: Rates

Share Rates As of October 2008
All rates and conditions are subject to change without prior notice
	*A.P.R. (as low as)	**A.P.Y.
Share Account	.25%	.25%
Holiday Club Account	.25%	.25%
Vacation Club Account	.25%	.25%
Secondary Share Account	.25%	.25%

$5.00 Minimum Deposit to open account. Under age 18 will receive dividends on balances less than $100.00. Members 18 and older must have minimum balance of $100.00 to receive dividends.
Money Market Account	.75%	.75%
$2,500 Minimum Balance
IRA Share Account	0.75%	0.75%
No minimum deposit required

CERTIFICATES
	*A.P.R. (as high as)	**A.P.Y.
6 Month Term (starting at $1000)	2.23%	2.25%
12 Month Term (starting at $1000)	2.33%	2.35%
18 Month Term (starting at $1000)	2.48%	2.50%
24 Month Term (starting at $1000)	2.53%	2.55%
36 Month Term (starting at $1000)	2.75%	2.60%
$500. CD's pay .25% less on all terms
Early withdrawal penalties will apply as disclosed on the certificate
IRA CERTIFICATES
6 Month Term	2.23%	2.25%
12 Month Term	2.33%	2.35%
18 Month Term	2.48%	2.50%
24 Month Term	2.53%	2.55%
36 Month Term	2.575%	2.60%
$1,000 Minimum Deposit