As the digital world continues to expand, so are online scams. Phishing is one example of online scamming. Learn about the signs of phishing and what to do if you receive a suspicious email to protect your financial and personal information.
What is Phishing?
Phishing is a form of an online scam that uses emails and fake websites to steal personal and financial information. These scammers send hundreds of thousands of emails and may set up fake websites to steal money from you or steal your identity. Fake websites that look like PayPal, eBay and even the FBI are common. However, not all phishing scams use fake websites.
What are the Signs of Phishing?
There are numerous signs of phishing. Always watch for emails from unknown senders, and never download files from them. Look at the URL of websites, as well. Fake websites may look convincing, but often have wrong URLS. Other signs to watch for include:
- Emails asking for personal and financial information
- Emails that threaten you for information
- Emails that are not personalized
- Links or pop-ups that ask for information
- Grammatical errors
What to Do if You Receive a Phishing Scam
If you receive a phishing email scam, inform the company that there is a scam using their name. You can also alert antiphishing.org and the the FBI’s Internet Fraud Complaint Center. Be careful, do not click on any of the links or files.
If you believe you are a victim of phishing, follow these steps:
- Run antivirus software
- Change passwords to any websites using the same or similar passwords
- Check bank activity
- Alert the company, if applicable
- Alert anitphishing.org and the FBI’s Fraud Complaint Center.
Protect Your Finances with MNFCU
MNFCU’s knowledgeable staff can help you identify a scam and help protect your finances if you are a victim.