Home Mortgage Loans

Finding a house can be difficult, but luckily home mortgage loans don’t have to be. Mortgage loans give you the flexibility to help you purchase the house you’ve been waiting for. Whether you’re buying and getting a new mortgage or refinancing your old one, here’s some advice about how to move forward.

The Current Dilemma

Though they may seem similar, mortgages for buying and mortgages for refinancing are not the same thing. Despite this, you still have to start out with a solid goal and go from there. Don’t rush into anything you aren’t sure about. First, take the time to learn what you need and shop for the best rates you can find before locking in your rate.

Buying A New House

You’ve been saving for this moment. Now that you’ve found your dream home, you must evaluate your finances and liabilities. First time buyers this step is especially important for you. Don’t let yourself get overwhelmed by mortgage payments you can’t afford. Instead, try to start out with a reasonable down payment and plan your payments to fit your budget.

house for sale
neighborhood of homes

There Are Refinancing Options

If you’re not looking to purchase a new house, refinancing your current home is a great option for you. You’ll still make your mortgage payments, but it will be at a refreshed interest rate that is more comfortable for your life. Next, secure your home with MNFCU by locking in your interest rate.

Get A Home Loan From Your Local MNFCU Branch

Our home loans are the perfect choice for you. Now is the time to finance the home of your dreams with Metro North Federal Credit Union. Stop into your local branch at Waterford or Holly or contact us to get started, today.

Let us Help You Get the Loan You Need Today

Call us at (947) 222-4790

Contact Us



Need to talk to a credit union representative?

Contact us today