Savings & Checking Accounts

No matter what your stage in life is and your needs are, our checking accounts offer the only features you’ll ever need:

  • NO maintenance fees
  • NO minimum balance requirements
  • FREE Online banking
  • FREE Telephone banking
  • Debit card
  • Surcharge free access at more than 25,000 nationwide ATMs**
  • Overdraft protection
  • Direct Deposit of your paycheck, Social Security, pension or retirement check

Debit Cards

Access your Metro North Federal Credit Union accounts anytime when using your ATM/Debit card. It’s the most convenient card you can carry! It’s smaller than a checkbook so you can carry it anywhere and use it at over 28 million locations and over 840,000 ATMs worldwide, wherever the Visa logo is displayed.
Convenient

  • Secure and protected with both PIN and signature options
  • Additional Security Available by downloading our SecurLOCK equip app

At Metro North, we offer a variety of savings products to help you improve the quality of your financial life. From basic savings accounts to club accounts, we have the account that will best fit your unique needs. Regular Savings Holiday & Vacation Club Accounts Secondary Share Account Term Certificates Money Market Accounts

Regular Savings

Only $5.00 minimum balance required to open a savings account with us.

  • Competitive dividends with a $100 minimum balance
  • Gain peace of mind knowing your savings are safe and federally insured up to $250,000 by the NCUA

Holiday & Vacation Club Accounts

Holiday & Vacation Club accounts are a great way to save for special occasions like that once in a lifetime vacation or a long awaited family holiday. It’s easy to use. Start an account with a $5.00 deposit, and add to it through deposits, account transfers or payroll allocations. Vaction club accounts are redeemable on July 1st and Holiday Club Accounts on November 1st.

  • Start saving money now for big holiday or vacation purchases
  • Earn money with competitive dividends
  • Save time with our convenient deposit options
  • Gain peace of mind knowing your savings are safe and federally insured up to $250,000 by the NCUA

Secondary Share Account

For your convenience, you can establish separate savings sub-accounts for your own special purposes. You may choose names for each of them, which will appear on the statement along with the balance. These accounts are right fit for all your needs:

  • Save money with a low balance requirement and no monthly fees
  • Earn money with competitive dividends
  • Save time with our convenient deposit options
  • Gain peace of mind knowing your savings are safe and federally insured up to $250,000 by the NCUA

Term Certificate

A Metro North Federal Credit Union term certificate helps you earn a guaranteed interest rate on your investment. You can open a term certificate with a minimum of $500. We offer short and long-term certificates, each tailored to meet your financial goals.

  • Earn money with competitive dividends
  • Save time with automatic renewal at maturity
  • Choose a maturity date that is convenient for you
  • Ladder your term certificates so you have varying dates of maturity to get the best results over time while minimizing your risk
  • Gain peace of mind knowing your savings are safe and federally insured up to $250,000 by the NCUA

Money Market Accounts

Our money market account requires a low minimum balance of $2,500 and pays even higher yields than our regular savings accounts.

  • Dividends are paid and compounded monthly
  • Your funds are always available
  • Gain peace of mind knowing your savings are safe and federally insured up to $250,000 by the NCUA

Save to Win

This is a CD that gives you a chance to win money just by saving money.

  • Every $25 deposited puts you into a drawing.
  • You are allowed 10 entries per month.
  • $25 dollar prizes monthly, $5000 quarterly prize.
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NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency